The current estate tax exemption is up for review by the end of 2025, and it may revert to a lower amount. The Federal estate tax temporarily increased in 2019 to 11.4 million per person or $22.8 million for married couples due to the 2017 Tax Cuts and Jobs Act. At the end of 2025,
As a TOLI trustee, Life Settlements are an option that you need to be aware of and familiar with. According to a 2018 study by investment management firm Conning, it is estimated that $200 billion worth of life insurance death benefits will be surrendered or lapsed annually through 2027 (1). Most of them probably have
The Equity Index Universal Life (EIUL) policy is a popular permanent life insurance product and is often seen as the star of the life insurance market. This type of policy offers the potential for stock market gains without the risk of loss. The insurance carrier often credits the policy with the positive return of an
Currently in the trust-owned life insurance (TOLI) world, we have sailed into a perfect storm of issues that make outsourcing your TOLI trusts more compelling than ever. There are plenty of articles on the varied reasons for outsourcing. And all, or at least the majority, of them are valid. Here are three stand-out reasons to
