The Many Duties and Responsibilities of ILIT Trustees

Trusts have long played an essential role in estate planning for many individuals and families.  The assets held in trust can vary from real estate to stocks, bonds, insurance policies, jewelry, and other collectibles.  This deep-dive will focus on trust held life insurance policies, which can be considered a special asset class. For some, trust

2022-05-13T10:26:17-05:00May 13th, 2022|

Directed TOLI Trusts – the Good, the Bad and the Best Solution

After over a decade in the TOLI (trust-owned life insurance) business, we are aware of trends that come and go. One trend we are seeing more and more lately is the use of directed TOLI trusts. Directed trusts divide the responsibilities of the trust into two distinct tasks – administration and asset management. Directed trusts

2022-04-01T17:00:47-05:00April 1st, 2022|

Insurance Trusts – Are Your Clients in Good Hands?

The single largest personal investment for couples between thirty and sixty years of age is often their personal home.  The mortgage payment on a $400,000 home is $2,416 a month, the national property tax rate average is 1.19%, and the average homeowner insurance cost is $2,300.  When you look at the total investment over the span of

2022-01-28T16:44:37-06:00January 28th, 2022|
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