Finally, a Place for Orphan ILITs!

By |2018-09-11T18:20:41+00:00August 22nd, 2018|Categories: BLOG, Life Insurance Investments, News, Policy Management, TOLI Administration, Uncategorized|Tags: |

The last few years have been a tumultuous time in the life insurance trust business.  The prospect base is shrinking after the Tax Cuts and Jobs Act raised the federal estate tax exemption from $5.49M to $11.18M per person.  Today only 1 in 1,000 estates affected by the estate tax (1).  The asset class has become [...]

The TOLI Handbook – Chapter 15: Understanding Life Expectancy Reports

By |2018-09-11T18:20:41+00:00August 15th, 2018|Categories: BLOG, Life Insurance Investments, News, Policy Management, The TOLI Handbook, Uncategorized|Tags: |

In our last blog, we wrote about remediation and the challenges that TOLI trustees have when managing a policy.  Remediation is not just developing the best options for an under performing policy, increasingly it means maximizing the value of a policy that a grantor believes is no longer needed, or one whose expected funding has stopped. [...]

TOLI Trustee Work Load and Liability Climbing as Use of ILITs Diminish

By |2018-08-01T10:00:23+00:00August 1st, 2018|Categories: Life Insurance Investments, News, Policy Management, The TOLI Handbook|Tags: |

As the federal estate tax laws changed in the last year, the use of new irrevocable life insurance trusts (ILITs) diminished, but the work required to administer existing ILITs went up along with the potential liability attached to the asset class.  There are several reasons for this. As a country, we are aging and the population [...]

TOLI Trustees Can Gain Guidance From 401(k) Lawsuits (and the TOLI Handbook)

By |2018-05-19T06:26:06+00:00May 19th, 2018|Categories: General Interest, News, TOLI Administration|

In the past, we have written about 401(k) lawsuits flourishing and what trust owned life insurance (TOLI) trustees can learn from them. This week, a research paper concerning 401(k) lawsuits landed on our desks that can provide guidance to trustees handling life insurance. The report published by the Center for Retirement Research at Boston College notes [...]

ITM TwentyFirst Publishes Free Trust Owned Life Insurance (TOLI) Handbook

By |2018-05-12T06:17:33+00:00May 12th, 2018|Categories: Event, General Interest, News, Policy Management, TOLI Administration|

As a decade plus provider of services to the TOLI marketplace, ITM TwentyFirst has developed a reputation as the expert in the trust owned life insurance arena. A pioneer in the field with the introduction of a web based administration portal for TOLI trusts in 2002, ITM TwentyFirst became the first company to offer total outsourced [...]

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This Is A Custom Widget

This Sliding Bar can be switched on or off in theme options, and can take any widget you throw at it or even fill it with your custom HTML Code. Its perfect for grabbing the attention of your viewers. Choose between 1, 2, 3 or 4 columns, set the background color, widget divider color, activate transparency, a top border or fully disable it on desktop and mobile.