An online survey about life insurance found 33% of life insurance policy owners do not understand how their policy works. (1) The other 67% probably think they know how it does, but I imagine they would appreciate a refresher lesson on how it actually works. Even if they do understand how it works, do they
Life insurance trusts today have lost some of their allure with the raising of the federal estate tax exemption amount. However, a specific type of life insurance trust can have much more than just tax advantages – advantages that last for generations. Most of us have read stories about the dissolution of family wealth over
Guest Post: Thomas Yaeger - Managing Director | Premium Finance Group, Pacific Western Bank Life insurance financing is a way to pay for insurance premiums for the purchase or maintenance of a life insurance policy. The term may also be used to describe the monetization of excess cash value within an existing policy. In a
Top life insurance advisors – those who are Top of the Table or Forum 400 producers or aspire to be – do things a bit differently than other life insurance agents. They spot trends before others, see opportunities where others don't, and create advantages for their practice whenever they can. That is why so many
