Strategic Partner Resource Hub
Advisor Support Materials
RAYMOND JAMES BROCHURE: A Partnership Rooted In Our Client-First Promise
Discover how Raymond James’ strategic partnership with Life Insurance Trust Company can help preserve your clients’ legacy and prioritize their loved ones.
PowerPoint: LITCO- Raymond James Strategic Partnership and Advisor Support
This PowerPoint will:
- Discuss the strategic partnership between LITCO and Raymond James
- Answer frequently asked questions
Guide: Getting Started with Life Insurance Trust Company
This guide will help you understand the process of getting started with Life Insurance Trust Company, including:
The process for new trusts
The process for existing trusts
The Advisor Advantages document highlights the benefits advisors realize through a partnership with LITCO.
This brochure details the services offered to grantors by Life Insurance Trust Company. Included topics cover:
- Services offered
- An explanation of who we serve
Sample Annual Policy Review
This is a sample of an Annual Policy review.
Sample Trust Account Report
This is a sample of a Trust Account Report.
For a full fee schedule,
please call us at 888-320-9594
or email us firstname.lastname@example.org
Recommended guidelines when drafting trusts that name LITCO as your fiduciary.
White Papers | Handbooks
The TOLI Handbook
The TOLI Handbook will help you answer tough questions such as:
- What is more important when a trustee makes a decision about a policy, the outcome or the process?
- When should a TOLI trustee consider selling a life insurance policy?
- What is one of the biggest mistake trustees make with term life insurance?
When Naming Your ILIT Trustee, Did You Make the Easy Decision or the Right Decision?
Sometimes the worst decisions we make are made because of two reasons – first, they are easy to make and second, the decision does not cost us anything – we can make that decision without incurring a cost. Nowhere is this more evident than in the naming of a trustee for your ILIT.
An Insider’s Guide to Minimizing Liability and Maximizing Client Value
Life insurance is a peculiar financial instrument that requires specialized knowledge and
expertise. Over the last decade or two, the management of this asset class has become
increasingly more difficult.
Life Insurance Trusts – An Insider’s Guide to Minimizing Liability and Maximizing Client Value
Irrevocable Life Insurance Trusts (ILITs) have long been a cornerstone of many estate plans—and remain a great tool for creating liquidity upon the death of a Grantor. The management of life insurance has become increasingly more difficult as low interest rates have stressed many life insurance policies to the max, resulting in a significantly higher number of underperforming and lapsing Trust Owned Life Insurance (TOLI) policies.
What You (As An Advisor) Need To Know About Long Term Care Insurance
One of your client’s greatest concerns in retirement is running out of money and one of the greatest financial risks your clients will face in retirement is long term care expenses. In this session, a long-term care specialist will outline the strategies you can help your clients employ to ensure that they are protected from the ravages of long term care expenses.
Permanent Life Insurance Policy Purchase Process
In today’s estate planning world, the fair market value (FMV) of a life insurance policy becomes an important consideration when a transfer involves an estate or gift matter or when moving a policy to or from an irrevocable life insurance trust (ILIT). Often, advisors simply order a Form 712 Life Insurance Statement from the carrier with no other valuation contemplated.
Life Insurance Policy Valuation
In today’s estate planning world, the fair market value (FMV) of a life insurance policy becomes an important consideration when a transfer involves an estate or gift matter or when moving a policy to or from an irrevocable life insurance trust (ILIT). Often, advisors simply order a Form 712 Life Insurance Statement from the carrier with no other valuation contemplated. This could be a mistake and cost your client money. This session will feature a policy valuation expert who will explain the best practices around policy valuation providing vital information for a trust or financial advisor.
Learning When, Why and How to Do a Life Settlement
Each year over $100 Billion in life insurance death benefit is surrendered or allowed to lapse by seniors age 65 or older. Can you imagine the potential liability to advisors that omit this discussion with their clients? This significant asset could be used by many older individuals to help fund general retirement living or even long term care expenses. This session is designed to provide advisors, especially those acting as trustees in the personal trust space, the opportunity to gain a practical understanding of the life settlement process. Learn why and when you would sell a life insurance policy and how the actual process works. Our presenter, a nationally known life settlement market executive will give you the insight you need to allow you to maximize the value of a life insurance policy. Jon will show you how to provide your clients a valuable service and if you are a trustee of a life insurance policy, will show you how you can live up to your fiduciary responsibilities. This practical session is one you should not miss..
What to Do With An Unwanted Life Insurance Policy
With the estate tax law changes of the last few years, the need for a life insurance policy held in trust has diminished for some – or at least that is what many TOLI trustee clients believe. TOLI trustees must always manage the asset to maximize the benefit to the beneficiary or subject themselves to fiduciary liability. How to do that will be the focus of this session, as we will explore prudent alternatives and develop a process around analyzing options on an asset that could be worth millions. We will provide actual real-life case examples in a session workbook that attendees can use for future reference. Life insurance policy advisors and trustees attending this session will be provided with vital information designed to increase client service and minimize their liability.